Buskowitz Review (Philippines): Solar Plus an In-House Financing Arm

Most Philippine solar companies sell you a system and leave the money problem to you. Buskowitz is structured differently: the group runs ERA Solar for engineering, procurement and construction, and Buskowitz Finance Inc. for paying for it.

For a lot of Filipino households that second half is the actual obstacle. A 5kW system is ₱250,000-400,000 installed, and the question is rarely whether solar works — it is where the money comes from.

The track record

• Over 200 projects across the Philippines, with installation experience in all regions.
• ISO 9001:2015 certified, achieved in 2018 — early for this market.
• Covers residential, commercial and industrial, both on-grid and off-grid.
• A one-stop structure: panels and inverters, plus engineering, procurement and construction through its ERA Solar subsidiary.

ISO 9001 certification is a quality-management standard rather than a promise about your roof, but obtaining and keeping it means documented processes and external audit — which is more than most contractors in this market submit to.

The financing arm is the differentiator

Buskowitz Finance offers acquisition options that go well beyond “pay us in full”:

• No down payment options
• Solar leases
• Power purchase agreements (PPAs)
• In-house solar loans

That range matters because the alternatives each have limits. Our solar financing guide covers the landscape: Pag-IBIG’s MPL is capped at 90% of your own accumulated savings, bank loans want collateral, and 0% credit card installments run short terms.

Read a lease or PPA carefully before signing. These are structurally different from a loan: with a loan you own the system from day one, while a lease or PPA can mean the provider owns the hardware and you buy the output or rent the equipment. That affects who claims net metering credits, what happens if you sell the house, and what you own at the end. Our leasing, PPA and rent-to-own guide covers the trade-offs, and buy vs finance covers the arithmetic.

None of that makes financing wrong. It makes it a contract worth reading twice.

What to check before signing

Standard questions, per how to choose a solar installer:

• Which panel and inverter brands, by model, and their warranty terms. Compare against our panel and inverter roundups.
• Total cost of the financed option versus cash — the interest or lease premium is the real price of convenience.
• Who owns the system during and after the term.
• Whether net-metering filing and permits are included. See net metering cost.
• Workmanship warranty, separate from equipment warranties.

Pricing

No published Buskowitz-specific pricing. Philippine installed systems run ₱45,000-75,000 per kW — the price list has the table by size.

Get the quote itemised, and if you are financing, ask for both the cash price and the total amount payable under the financed option. Compare the cash figure on peso per watt against two other installers, then decide separately whether the financing terms are worth it.

Where it falls short

• We have not verified pricing or lead times — those come from your quote.
• Financing convenience has a cost. Convert it to a total payable figure before deciding.
• Lease and PPA structures need scrutiny on ownership and net-metering entitlement.
• Broad segment coverage across residential to industrial means confirming your project size is one they actively want.

Who it’s best for

Households who want solar but cannot or would rather not pay the full cost upfront, and who value an ISO-certified contractor with a national project record. The combination of EPC and in-house finance under one group is genuinely uncommon here.

If you can pay cash or already have financing arranged, judge Buskowitz purely as an installer against GreenHeat, Greenergy Solar and Solaric — and get three quotes regardless. The installer roundup covers how to vet any of them.